Non-Indonesian Citizen
Property Ownership Guide

Everything WNA (Warga Negara Asing) need to know about buying luxury apartment in Jakarta — legal framework, eligible buildings, minimum price thresholds, and step-by-step process.

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Legal Framework
Hak Pakai Explained: How Foreigners Legally Own Property in Indonesia (2026 Update)

PP 18/2021, Permen ATR/BPN 18/2021 — the complete legal chain. 30+20+30 year tenure, what triggers renewal, and what happens at expiry.

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Price Threshold
Minimum Apartment Price for Foreigners in Jakarta: IDR 3 Billion Rule Explained

Which units qualify, how the threshold is calculated (before or after discount?), and which province has which floor price.

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Eligible Building
The Elements Kuningan: Foreign Ownership Eligible · Free BPHTB · Immediate Handover

One of the few Jakarta CBD apartments explicitly structured for WNA purchase with Hak Pakai title and BPHTB waived by developer.

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Requirements
KITAS vs KITAP: Which Visa Do You Need to Buy Property in Jakarta?

Residence permit requirements, spouse route (WNI married to WNA), corporate nominee structures, and the common mistakes that delay the process.

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Due Diligence
Nominee Structures & Hidden Risks: What Foreigners Must Avoid When Buying in Indonesia

The "Indonesian friend holds the title" arrangement is illegal and unenforceable. How to structure ownership correctly and protect your investment.

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Financing
Can Foreigners Get a Mortgage in Indonesia? KPR Options for WNA in 2026

Which banks lend to foreigners, LTV ratios, tenor limits, required documentation, and why most WNA buyers pay cash — the realistic picture.

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Tax & Fees
Taxes When Buying Apartment in Jakarta as a Foreigner: BPHTB, PPN, PPh, and Annual PBB

Complete tax breakdown — acquisition taxes, annual property tax, rental income tax for non-residents, and available exemptions.

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Exit Strategy
Selling Your Jakarta Apartment as a Foreigner: Process, Tax Implications, and Capital Repatriation

Can you sell to anyone? How does capital gain tax work for WNA? Can you transfer the proceeds out of Indonesia? The exit playbook.

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Advisory
Free Consultation: Buying Jakarta Apartment as a Foreign National

Not sure where to start? Our advisory service helps WNA navigate the entire process — from property selection to notary and title transfer.

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